Become a Member

Unlike a bank, Red River Credit Union is a not-for-profit, member-owned cooperative dedicated to our members. We offer a full suite of financial services from savings and checking accounts to loans and credit cards, all of which are combined with exceptional service to our members. When you become a member of Red River Credit Union, you are also an owner!

You are eligible to join Red River Credit Union if you meet ANY of the following criteria:

  • You live, work, worship, volunteer or attend school in our service area in Texas, Arkansas, Mississippi, and Louisiana.
  • You work, worship or attend school at one of our Louisiana Business and Organizations.
  • You have full-time employment in Grambling, LA
  • You are a relatives of a current member - a relative is defined as spouses, children, sisters, brothers, grandparents, grandchildren, step-relatives and adoptive children.



Texas Counties: Bowie, Camp, Cass, Delta, Franklin, Harrison, Hopkins, Hunt, Lamar, Marion, Morris, Red River, and Titus

Arkansas Counties: Clark, Garland, Hempstead, Hot Spring, Howard, Lafayette, Little River, Miller, Nevada, Pike, and Sevier

Mississippi Counties: Quitman, Panola, Tallahatchie, Coahoma, Bolivar County (between East/West lines running six miles south of Mound Bayou and two miles south of Shelby)

Louisiana: Caddo Parish only *Residents of Madison Parish are eligible. Residents of the City of Grambling are eligible (within a 10 mile radius of the Grambling, LA Post Office except the area which lies within corporate limits of the City of Ruston).


The Benefits of Joining Red River Credit Union

  • All of our checking accounts have low or no minimum balances to maintain accounts.
  • Red River Credit Union offers better rates of return on savings accounts and share certificates that are 2-5x higher than the average savings account rate.*
  • Becoming a member means that you have access to loans with lower APR than most banks.
  • Profits made at a credit union are paid back to you in the form of dividends, instead of being paid to shareholders.
  • Deposited funds insured up to $250,000 by the US Government
  • Decisions are made by members not by investors

*Comparison based on the bank national average savings rate as of 2018-05-01 sourced from National Association of Federal Credit Unions in cooperation with SNL Financial and Datatrac Corp.

External Link Disclosure

By accessing this link, you will be leaving the Red River Credit Union's web site and entering a web site hosted by another party. Although Red River Credit Union has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Red River Credit Union's web site. The other party is solely responsible for the content of its web site. We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of Red River Credit Union.

Cancel Continue

External Link Disclosure

This link is for former Shreveport Federal Credit Union members only. If you clicked on this link in error click CANCEL to return to the Red River Credit Union website.

Cancel Continue